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Loan Services

Loan Services

Congratulations!  You found a great loan with a great rate.  You have the car you wanted.  So now consider protecting your investment!

Mechanical Breakdown Protection

  • Bumper-to-bumper plans up to 72 months or 100,000 miles for new vehicles; up to 48 months or 48,000 for used vehicles
  • Lower premium cost compared to dealership extended warranties
  • Nominal deductible
  • Ability to add the protection on a refinanced vehicle
  • Ability to go to any licensed mechanic to perform the repairs
  • Additional benefits such as towing, car rental, tire service, lost key/lockout assistance and trip interruption.

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Guaranteed Asset Protection - GAP

Did you know...

  • The market value of your new vehicle starts to depreciate the moment you take possession
  • If your vehicle is totaled or stolen, your insurance usually does to cover the entire amount you owe on a loan
  • If a total loss occurs, you may have to pay a deductible, plus pay the difference, the GAP, between what you owe, and the actual cash value of your vehicle, from your pocket

GAP protection that will pay off your loan and could assist with the purchase of a new vehicle.  GAP plans are available through your credit union starting as low as $295 - saving you hundreds of dollars over other programs.  Eligible vehicles include:  automobiles, trucks, vans, motorcycles, recreational vehicles, and water vessels.

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Debt Protection

With Nobile CU's Debt Protection, your loan balance or monthly loan payments will be cancelled without penalty or added interest.  You benefit from peace of mind knowing you and your credit rating are protected.  Debt Protection is available for closed-end loans; open-end consumer credit plans; credit cards; home equity line of credit plans.

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This product is optional
Your purchase of Noble Credit Union's Debt Protection is optional. Whether or not you purchase this product will not affect your application for credit or the terms of any existing credit agreement you have with us.

Additional disclosures
We will give you additional information before you are required to pay for the Noble Credit Union Debt Protection. This information will include a copy of the contract containing the terms and conditions of Noble Credit Union's Debt Protection.

Eligibility requirements, conditions, and exclusions
There are eligibility requirements, conditions and exclusions that could prevent you from receiving Noble Credit Union's Debt Protection benefits. You should carefully read your Noble CU Debt Protection contract for a full explanation of the terms and conditions of the Noble CU Debt Protection program.