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Visa

Noble’s MyRewards Platinum Visa® credit card gives you the best of both worlds – great rewards and a great rate. 

Through Visa uChoose Rewards®, you earn points redeemable for cash, airline tickets, hotel discounts and more every time you use your card on retail purchases. Plus, if you’ve been a Noble member for 20 years or more, you’re eligible for our Loyalty Rewards Visa card. It has the same perks as our regular card – just with a 1% annual percentage rate discount!

Just see how our card stacks up against the competition:

Dare to Compare

rates-visa table
Annual FeeAnnual Percentage Rate - Purchases (br) (as low as)Variable RateFeeAnnual Percentage Rate (br) - Cash Advance
(bold)Noble Credit Union MyRewards Platinum Visa Card(/bold)(bold)$0(/bold)(bold)9.90%(/bold)(bold)No(/bold)(bold)$0(/bold)(bold)9.90%(/bold)
Bank of America Premium Rewards Card$9515.99%Yes3% (min $10)18.99%
Citi Premier Card$95 (after the first 12 months)15.99%Yes5% or $10 (whichever is greater)24.99%
Chase Sapphire Preferred$95 (after the first 12 months)15.99%Yes5% or $10 (whichever is greater)24.99%

*Annual Percentage Rate. We will give you the best rate possible based upon your qualifications. Rate comparison as of 7/23/2020

Apply Today     Check My Application Status  Apply for Visa & Membership   Visa Terms & Conditions

Visa® UChoose Rewards

Every time you use your VISA MyRewards card, your purchases turn into cash, airline tickets, hotel discounts and brand-name gifts - that's because you earn one point for every dollar spent on retail purchases.  To learn more, click on the Visa uChoose Q&A or call 855-363-6928

UChoose Rewards      U Choose FAQ

Share Secured Visa Platinum

Need a credit builder or have little to no credit?  Our Share Secured Visa has a limit up to $2,500.00 with rates as low as 13.99%.  Noble will lend up to 100% of available (unpledged) shares in a savings account up to maximum product amount.

Lost or Stolen Cards

During business hours please call our Contact Center at (559) 252-5000. Our phones are answered Monday through Friday 7:30am to 6:00pm and on Saturday 9:00am to 3:00pm.

After business hours please call 800-417-8715.

Even if you report your card lost or stolen please view your account history carefully and often. If you notice any problems please contact us again as soon as possible.

 

 


Vehicles

Whether you're hitting the road or hitting the waves, we can help you finance a vehicle the flexible, budget-friendly way! With terms up to 84 months, and great rates, we'll assist you in financing a new or used car or help you refinance your current vehicle from another lender.

With terms up to 120 months, we can finance other vehicle types:

  • Motorcycles - up to $75,000
  • Boats - up to $75,000
  • Used RVs - up to $100,000
  • New RVs - up to $100,000

Preferred Dealers     Enterprise Car Sales

Check out these loan benefits that you can save money on as a Noble Credit Union Member!

   Guaranteed Asset Protection      Mechanical Breakdown Insurance    Debt Protection

 

   Apply for a loan     Check My Application Status     Apply for Loan & Membership


Personal Loans

With a personal loan, you can take the family vacation, get the funds you need for college or catch up on life's expenses.  At Noble, we understand your unique needs and offer personal loans to fit every lifestyle.

Personal Loan

Enjoy fixed terms up to 84 months, take advantage of our everyday low rates and borrow up to $15,000.

Overdraft Line of Credit

This low rate line of credit provides overdraft protection for a Credit Union Checking Account. It's a ready source of funds that is tied to your checking account to cover transactions made when the funds in your checking account have been depleted. When you access the account, you only pay interest on the amount you draw from the loan. Best of all, there are no transaction fees to access the line of credit. With the Overdraft Line of Credit, you get peace of mind that your transactions will be covered (up to your available limit).

Share Secured Loans

With a Shared Secured Loan, Noble CU will lend up to 100% of available (unpledged) shares in a savings account, up to the maximum secured loan amount.


Apply for a Loan     Check My Application Status     Apply for Loan & Membership


Equity

You've worked hard building your home's equity, now let it work hard for you!  We offer two great home equity loan options to help you cover expenses.

Traditional Home Equity Loan

Borrow up to 100% of your home's equity with a Traditional Home Equity Loan. You decide what to use it on - tuition, renovations, debt consolidation, you name it.  You'll receive the funds up front and enjoy a competitively low, fixed rate with fixed monthly payments. Interest may be tax deductible.*

*Consult your tax advisor about deductibility.

Home Equity Line of Credit

A variable-rate Home Equity Line of Credit (HELOC) gives you the flexibility of using only the amount of funds you need, when you need them.  You can use the money to spruce up your home, take a vacation or anything else!  A HELOC can also act as an emergency fund - giving you the reassurance that money will be there if you need it.

Interest may be tax deductible.*

2020 Special!

Take out an equity loan of your choice and you'll pay no fees!  That's no application fee, no appraisal fee, no flood, title or credit report fee.  Zip, Zero, Zilch!  Apply today as this offer expires December 31, 2020.

Waiving of fees does not include upgraded appraisal valuations as requested by the member, any associated fees to correct and/or clear title, including but not limited to escrow, sub-escrow and recording fees.  

 

If you have questions or would like more information, you can contact our equity specialists at 559-252-5000 option 2.

*Consult your tax advisor about deductibility.

Apply for an Equity Loan     Check My Application Status     Apply for Loan & Membership


 


Mortgage

No matter what stage you're at in life - buying your first home, upgrading or downsizing - we offer an array of first mortgage loans that fit your needs and your budget.  Choose from:

To learn more about how home loans work, and calculate your mortgage costs, click here.  To speak to a Mortgage Loan Specialist call 559-252-5000 ext 5517