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Avoiding Foreclosure

Avoiding Foreclosure

Are you having trouble making your Noble Home Equity Loan or 1st Mortgage Payment?

Noble Credit Union understands that our members may occasionally suffer financial hardships. If your financial situation has changed and you are finding it difficult to maintain timely payments on your home equity or first mortgage loan with Noble Credit Union, we may be able to help.

It is important to consider all of your options before risking the possible loss of your home to foreclosure. There are numerous solutions available and one of them may be right for you.

You may be eligible for:

  • Payment Deferment
  • Loan Modification
  • Pre-Foreclosure Sale ("Short Sale")
  • Reduction of Interest Rate

Contacting us early is the key to keeping you in your home or automobile. We can help. Call us at (559) 252-5000, extension 4 or (800)613-2328 to set up an appointment.

So that we can assist you thoroughly, please download and complete the Uniform Borrower Assistance Form(Fresno County).  Be sure to also gather the income documentation detailed on the Uniform Borrower Assistance Form in order to be reviewed for assistance.

In addition, the Department of Housing and Urban Development offers counseling for homeowners whose mortgage loans have become delinquent. This counseling could help you avoid foreclosure, and you are urged to seek it. The Department of Housing and Urban Development can be reached at 1 (800) 569-4287 or TTY (800)-877-8339.