Mortgage Products
Looking for Forever?
It’s cliche but it’s true—there really is no place like home. Noble can help you get started on your home-buying journey with financing options that are right for you. No matter what stage you’re at in life: buying your first home, upgrading, downsizing, investing, and more—we offer an array of home loans with low rates that fit your needs and your budget.
Limited-Time Offer
A little housewarming gift from us to you! Eligible mortgage applications received from March 1, 2026 through April 30, 2026 will automatically receive an $850 lender credit* towards your closing costs. Or you can buy down your rate—the choice is yours!
Our current mortgage offerings include:
- Conventional
- First Time Home Buyer (FHA)
- VA
- Reverse
- Jumbo
- 40-Year
- Adjustable Rate Mortgage (ARMs)
When you choose to open a mortgage with Noble Credit Union, you’re with us and we’re with you for the entire life of the loan. Apply today!
*The $850 lender credit is available for loan applications received from March 1, 2026 through April 30, 2026. Does not apply to FHA, VA, USDA loans or Reverse mortgages. Lender credit can only be used to pay closing costs or to buy down the interest rate. All loans are subject to approval. Membership eligibility required. Other restrictions apply. Program rates, terms, and conditions are subject to change without notice. Federally insured by NCUA. Equal Housing Lender.
40-Year Mortgage
At Noble, we are committed to empowering individuals and families on their journey towards homeownership and building generational wealth.
A 40-Year mortgage features lower rates, providing borrowers with the opportunity to save more over the life of the loan. Rates are based on creditworthiness, ensuring that members receive competitive terms tailored to their financial situation. At the 10-Year mark, borrowers are offered the opportunity to pay off the loan or refinance. Click below to learn more.
Adjustable Rate Mortgage
Adjustable Rate Mortgage loans, also referred to as ARMs, are a good option for buyers who want to keep their monthly payments low in a higher-rate lending environment. These loans have a lower “initial rate period” and monthly payment for the first 5 or 7 years, depending on the term you choose. After the initial fixed period the rate and payment may change every six months based on the interest rates at the time.
Planning a Project?
A home equity loan can get your home improvement dreams off the ground.