Insurance Products
Accidental Death & Dismemberment
This is complementary coverage provided to all Noble Credit Union members, free of charge! Benefits include:
- 24/7 protection – anywhere you are
- Cash benefits paid to you or your beneficiary
- Pays in addition to any any other insurance you may have
- Additional coverage options available
Enroll in your $2,000 no-cost coverage today!
Mechanical Breakdown Protection
- Noble Credit Union offers plans up to 72 months or 100,000 miles for new vehicles; up to 48 months or 48,000 for used vehicles
- Lower premium cost compared to dealership extended warranties
- Nominal deductible
- Ability to add the protection on a refinanced vehicle
- Ability to go to any licensed mechanic to perform the repairs
- Additional benefits such as towing, car rental, tire service, lost key/lockout assistance and trip interruption.
GAP Insurance
Did you know…
- The market value of your new vehicle starts to depreciate the moment you take possession
- If your vehicle is totaled or stolen, your insurance usually does not cover the entire amount you owe on a loan
- If a total loss occurs, you may have to pay a deductible, plus pay the difference, the GAP, between what you owe, and the actual cash value of your vehicle, from your pocket
Guaranteed Asset Protection that will pay off your loan and could assist with the purchase of a new vehicle. GAP plans are available through your credit union starting as low as $399 – saving you hundreds of dollars over other programs. Eligible vehicles include: automobiles, trucks, vans, motorcycles, recreational vehicles, and water vessels.
Debt Protection
With Noble Credit Union’s Debt Protection*, your loan balance or monthly loan payments will be cancelled without penalty or added interest. You benefit from peace of mind knowing you and your credit rating are protected. Debt Protection is available for closed-end loans; open-end consumer credit plans; credit cards; home equity line of credit plans.
*Your purchase of Noble Credit Union’s Debt Protection is optional. Whether or not you purchase this product will not affect your application for credit or the terms of any existing credit agreement you have with us.
Additional disclosures
We will give you additional information before you are required to pay for the Noble Credit Union Debt Protection. This information will include a copy of the contract containing the terms and conditions of Noble Credit Union’s Debt Protection.
Eligibility requirements, conditions, and exclusions
There are eligibility requirements, conditions and exclusions that could prevent you from receiving Noble Credit Union’s Debt Protection benefits. You should carefully read your Noble CU Debt Protection contract for a full explanation of the terms and conditions of the Noble CU Debt Protection program.
Recuperative Care Plan
This is supplementary insurance paid directly to you for a covered accident or sickness — even a pre-existing condition:
•up to $200.00 a day per hospitalization due to sickness (up to $1,400.00 a week)
•up to $400.00 a day per hospitalization due to any covered accident (up to $2,800.00 a week)
Guaranteed Acceptance. No Health Exams or Questions.
You will be notified by mail when this members-only coverage is available to you.
Terms, conditions, and exclusions apply, see site for details. All benefits reduce to 50% at age 65 and to 25% at age 75 and older regardless of age at enrollment. Insurance product offered by Franklin Madison Group LLC. For California Residents: Insurance product offered by Franklin Madison Insurance Services LLC. Insurance is underwritten by Zurich American Insurance Company.
The Hospital Indemnity Insurance Plan benefits described are underwritten by Zurich American Insurance Company (Zurich), 1299 Zurich Way, Schaumburg, IL 60196, 1-800-987-3373 (NAIC #16535). This insurance provides limited benefits. Coverage may not be available in all states or certain terms, conditions, and exclusions may be different where required by law.
Perks on Vacation
Enjoy exclusive deals on hotels, airfare and more with a Noble Perks Checking account!