Noble Credit Union

Routing #: 321172510

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Home Equity Loans

You’ve been making consistent mortgage payments for years—why not leverage that equity to your advantage? A home equity loan is a loan taken out against the equity you’ve accrued in your home, and is often used for anything from appliance purchases, to home projects like installing solar panels or putting in a pool, and everything in between! You’ve worked hard to invest in your home—let a home equity loan make your dream project a reality.

Traditional Equity Loans vs. HELOCs

Which is right for you? Whether you need a lump sum up front (traditional equity) or you need the flexibility to pull funds as you need it (HELOC), Noble offers competitive options for any project.  

Traditional Equity Loan

A lump sum with consistent payments

  • Fixed-rate loan—your monthly payment never changes 
  • Borrow the full amount you need and receive that lump sum right away 
  • Payments go toward the principal and the interest right away 
  • Great for when you know how much you need to borrow 

Home Equity Line of Credit (HELOC)

Pull funds when you need them

  • Variable rate loan—your monthly payments may change 
  • Within your approved limit, borrow as little or as much as you need, when you need it 
  • Pay only on the amount you borrow
  • Great for those who want more flexibility in when and how much they borrow 

Whichever you decide, Noble is here to support you in the best decision for your financial future. If you have questions or would like more information, you can contact our equity specialists at 559-252-5000 option 2.


Interested but not yet a member? Apply for both and enjoy all the benefits of membership with Noble Credit Union!

Perks on Vacation

Enjoy exclusive deals on hotels, airfare and more with a Noble Perks Checking account!