Home Equity Loans & Home Equity Lines of Credit
Application Period Extended
All traditional equity loans and home equity lines of credit have NO fees, including origination, title and appraisal fees, from March 1 through June 30, 2025. That’s hundreds of dollars back in your pocket!
There are even more savings available for the eco-conscious! March 1 through June 30, 2025, equity loans taken out for the following energy-efficient or eco-friendly purchases, are eligible for a 0.50% APR** off the fixed interest rate or 0.50% APR off the margin for variable rate loans.
Qualifying purchases include:
- Solar
- Replacing windows, doors, skylights, furnaces, air conditioners, heat pumps and attic fans with energy-efficient/Energy Star products
- Purchasing energy-efficient/Energy Star appliances – refrigerator, freezer, washer/dryer, dishwasher, stove, oven, and microwave
- Installing a solar water system for pool or spa
- Increasing energy efficiency with a fireplace insert
- Installing drought-tolerant/synthetic lawns
- Installing a recirculating hot water pump
- Installing rain gutters and rainwater harvesting products (e.g. rain barrels)
- Purchasing a sump pump
- Adding drip irrigation and irrigation controls
- Purchasing a swimming pool cover
- Purchasing an instant water heater
- Upgrading landscape to drought tolerant/xeriscape
- Installing a greywater reuse system
- Purchasing high-efficiency toilets
Don’t wait – apply today to claim this limited-time offer!
If you have questions or would like more information, you can contact our equity specialists at 559-252-5000 option 2.
Traditional Equity Loans vs. HELOCs
Which is right for you? Whether you need a lump sum up front (traditional equity) or you need the flexibility to pull funds as you need it (HELOC), Noble offers competitive options for any project.
Home Equity Line of Credit (HELOC)
Pull funds when you need them
- Variable rate loan—your monthly payments may change
- Within your approved limit, borrow as little or as much as you need, when you need it
- Pay only on the amount you borrow
- Great for those who want more flexibility in when and how much they borrow
Whichever you decide, Noble is here to support you in the best decision for your financial future. If you have questions or would like more information, you can contact our equity specialists at 559-252-5000 option 2.
*No fee offer is available for loan applications received by 6/30/25—fees include application, processing, appraisal, and title fees. Amount available is dependent on many factors, including, but not limited to borrower’s credit history. All loans are subject to approval. Membership requires the opening of a savings account with at least a $5 deposit. Other restrictions apply. Program rates, terms, and conditions are subject to change without notice. Federally insured by NCUA. Equal Housing Lender.
***APR=Annual Percentage Rate. No-fee offer and APR discount offer available on applications received by 6/30/25. On approved credit. Membership eligibility required.
Interest for both equity loans may be tax deductible. Consult your tax advisor about deductibility.
Interested but not yet a member? Apply for both and enjoy all the benefits of membership with Noble Credit Union!
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