{"id":56,"date":"2023-09-01T18:37:00","date_gmt":"2023-09-01T18:37:00","guid":{"rendered":"https:\/\/www.noblecu.com\/wph\/workarea\/?page_id=56"},"modified":"2024-12-04T22:44:37","modified_gmt":"2024-12-04T22:44:37","slug":"insurance","status":"publish","type":"page","link":"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/insurance\/insurance\/","title":{"rendered":"Insurance Products"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Insurance Products<\/h2>\n\n\n\n<h4 class=\"wp-block-heading\">Accidental Death &amp; Dismemberment<\/h4>\n\n\n\n<p>This is complementary coverage provided to all Noble Credit Union members, free of charge! Benefits include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>24\/7 protection &#8211; anywhere you are<\/li>\n\n\n\n<li>Cash benefits paid to you or your beneficiary<\/li>\n\n\n\n<li>Pays in addition to any any other insurance you may have<\/li>\n\n\n\n<li>Additional coverage options available<\/li>\n<\/ul>\n\n\n\n<p>Enroll in your $2,000 no-cost coverage today!<\/p>\n\n\n      <div class=\"alignnone\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.fmservice.com\/insurance\/noble-credit-union\/mnl\/add#section-scroll' target='_blank' rel='noopener noreferrer'>Learn More<\/a>\n      <\/div>\n\t\t\t\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Mechanical Breakdown Protection<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Noble Credit Union offers plans up to 72 months or 100,000 miles for new vehicles; up to 48 months or 48,000 for used vehicles<\/li>\n\n\n\n<li>Lower premium cost compared to dealership extended warranties<\/li>\n\n\n\n<li>Nominal deductible<\/li>\n\n\n\n<li>Ability to add the protection on a refinanced vehicle<\/li>\n\n\n\n<li>Ability to go to any licensed mechanic to perform the repairs<\/li>\n\n\n\n<li>Additional benefits such as towing, car rental, tire service, lost key\/lockout assistance and trip interruption.<\/li>\n<\/ul>\n\n\n      <div class=\"alignnone\">\n\t\t\t<a  class=' btn-1' href='https:\/\/noblecu.iqq.alliedsolutions.net\/iQQ\/ConsumerWebsite\/Home' target='_blank' rel='noopener noreferrer'>Learn More<\/a>\n      <\/div>\n\t\t\t\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>GAP Insurance<\/strong><\/h4>\n\n\n\n<p>Did you know&#8230;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The market value of your new vehicle starts to depreciate the moment you take possession<\/li>\n\n\n\n<li>If your vehicle is totaled or stolen, your insurance usually does not&nbsp;cover the entire amount you owe on a loan<\/li>\n\n\n\n<li>If a total loss occurs, you may have to pay a deductible, plus pay the difference, the GAP, between what you owe, and the actual cash value of your vehicle, from your pocket<\/li>\n<\/ul>\n\n\n\n<p>Guaranteed Asset Protection that will pay off your loan and could assist with the purchase of a new vehicle. GAP plans are available through your credit union starting as low as $399 &#8211; saving you hundreds of dollars&nbsp;over other programs. Eligible vehicles include: automobiles, trucks, vans, motorcycles, recreational vehicles, and water vessels.<br><\/p>\n\n\n      <div class=\"alignnone\">\n\t\t\t<a  class=' btn-1' href='https:\/\/noblecu.iqq.alliedsolutions.net\/iQQ\/ConsumerWebsite\/Home' target='_blank' rel='noopener noreferrer'>Learn More<\/a>\n      <\/div>\n\t\t\t\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Debt Protection<\/strong><\/h4>\n\n\n\n<p>With Noble Credit Union&#8217;s Debt Protection*, your loan balance or monthly loan payments will be cancelled without penalty or added interest. &nbsp;You benefit from peace of mind knowing you and your credit rating are protected. &nbsp;Debt Protection is available for closed-end loans; open-end consumer credit plans; credit cards; home equity line of credit plans.<\/p>\n\n\n      <div class=\"alignnone\">\n\t\t\t<a  class=' btn-1' href='https:\/\/noblecu.iqq.alliedsolutions.net\/iQQ\/ConsumerWebsite\/Home' target='_blank' rel='noopener noreferrer'>Learn More<\/a>\n      <\/div>\n\t\t\t\n\n            <div class=\"band band-disclaimer \">\n                <div class='zone'>\n                    <div class='feature-wrap'>\n                        <div class='feature'>\n                            <div class='feature-padding'>\n                                <div class='featrure-content'>\n\n                    \t\t\t\t\n\n<p>*Your purchase of Noble Credit Union&#8217;s Debt Protection is optional. Whether or not you purchase this product will not affect your application for credit or the terms of any existing credit agreement you have with us.<\/p>\n\n\n\n<p><strong>Additional disclosures<\/strong><br>We will give you additional information before you are required to pay for the Noble Credit Union Debt Protection. This information will include a copy of the contract containing the terms and conditions of Noble Credit Union&#8217;s Debt Protection.<\/p>\n\n\n\n<p><strong>Eligibility requirements, conditions, and exclusions<\/strong><br>There are eligibility requirements, conditions and exclusions that could prevent you from receiving Noble Credit Union&#8217;s Debt Protection benefits. You should carefully read your Noble CU Debt Protection contract for a full explanation of the terms and conditions of the Noble CU Debt Protection program.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>            \n<\/div>\n\t\t\t\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Recuperative Care Plan<\/h4>\n\n\n\n<p>This is supplementary insurance paid directly to you for a covered accident or sickness \u2014 even a pre-existing condition:<br><br>\u2022up to $200.00 a day per hospitalization due to sickness (up to $1,400.00 a week)<br>\u2022up to $400.00 a day per hospitalization due to any covered accident (up to $2,800.00 a week)<\/p>\n\n\n\n<h6 class=\"wp-block-heading\">Guaranteed Acceptance. No Health Exams or Questions.<\/h6>\n\n\n\n<p>You will be notified by mail when this members-only coverage is available to you.<\/p>\n\n\n            <div class=\"band band-disclaimer \">\n                <div class='zone'>\n                    <div class='feature-wrap'>\n                        <div class='feature'>\n                            <div class='feature-padding'>\n                                <div class='featrure-content'>\n\n                    \t\t\t\t\n\n<p>Terms, conditions, and exclusions apply, see site for details. All benefits reduce to 50% at age 65 and to 25% at age 75 and older regardless of age at enrollment. Insurance product offered by Franklin Madison Group LLC. For California Residents: Insurance product offered by Franklin Madison Insurance Services LLC. Insurance is underwritten by Zurich American Insurance Company.<\/p>\n\n\n\n<p>The Hospital Indemnity Insurance Plan benefits described are underwritten by Zurich American Insurance Company (Zurich), 1299 Zurich Way, Schaumburg, IL 60196, 1-800-987-3373 (NAIC #16535). This insurance provides limited benefits. Coverage may not be available in all states or certain terms, conditions, and exclusions may be different where required by law.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>            \n<\/div>\n\t\t\t","protected":false},"excerpt":{"rendered":"Insurance Products Accidental Death &amp; Dismemberment This is complementary coverage provided to all Noble Credit Union members, free of charge! Benefits include: Enroll in your $2,000 no-cost coverage today! Mechanical Breakdown Protection GAP Insurance Did you know&#8230; Guaranteed Asset Protection that will pay off your loan and could assist with the purchase of a new [&hellip;]","protected":false},"author":4,"featured_media":0,"parent":1192,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"class_list":["post-56","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurance Products - Noble Credit Union<\/title>\n<meta name=\"description\" content=\"Noble insurance products are optional, designed to protect your investments and loans.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Insurance Products - Noble Credit Union\" \/>\n<meta property=\"og:description\" content=\"Noble insurance products are optional, designed to protect your investments and loans.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/insurance\/insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Noble Credit Union\" \/>\n<meta property=\"article:modified_time\" content=\"2024-12-04T22:44:37+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/insurance\/insurance\/\",\"url\":\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/insurance\/insurance\/\",\"name\":\"Insurance Products - Noble Credit Union\",\"isPartOf\":{\"@id\":\"https:\/\/www.noblecu.com\/wph\/workarea\/#website\"},\"datePublished\":\"2023-09-01T18:37:00+00:00\",\"dateModified\":\"2024-12-04T22:44:37+00:00\",\"description\":\"Noble insurance products are optional, designed to protect your investments and loans.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/insurance\/insurance\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/insurance\/insurance\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/insurance\/insurance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.noblecu.com\/wph\/workarea\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Credit Cards &#038; 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