{"id":2917,"date":"2025-05-20T23:37:40","date_gmt":"2025-05-20T23:37:40","guid":{"rendered":"https:\/\/www.noblecu.com\/wph\/workarea\/?page_id=2917"},"modified":"2026-06-01T16:56:54","modified_gmt":"2026-06-01T16:56:54","slug":"home-equity-lines-of-credit","status":"publish","type":"page","link":"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-lines-of-credit\/","title":{"rendered":"Home Equity Lines of Credit"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Home Equity Lines of Credit<\/h2>\n\n\n\n<p>A Home Equity Line of Credit (HELOC) is a flexible loan that uses the equity in your home as collateral. It works like a credit card\u2014you can borrow money as you need it, up to a set limit, and only pay interest on what you actually use. Unlike a <a href=\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/\">traditional home equity loan<\/a> or a <a href=\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/personal-loans\/personal-loans\/\">personal loan<\/a>, you won\u2019t start making payments until you withdraw funds. A HELOC can also be a great option for covering big or unexpected expenses, like home improvements for which you don&#8217;t have a set budget, or for which you&#8217;re unsure of the total cost. It\u2019s also helpful for consolidating high-interest debt. <\/p>\n\n\n\n<p>Now through July 31, enjoy no fees* on new HELOCs &#8211; that&#8217;s nearly $500 in savings!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">HELOCs vs. Personal Loans<\/h3>\n\n\n\n<p>Not sure which loan is right for you? <\/p>\n\n\n\n<p><div class=\"band band-compare-block \"><div class=\"zone zone-compare-block\"><div class=\"feature-wrap feature-wrap-compare-block resizer column qty-3 qty-on-1 is-layout-flex wp-container-ncr-standard-compare-is-layout-9d6595d7 wp-block-compare-is-layout-flex\">\n<div style=\"width: calc(100% - 13.3333px);\" class=\"feature wp-block-ncr-standard-compare-item color-2\"><div class=\"feature-padding\"><div class=\"feature-image\"><\/div><div class=\"feature-content\"><div class=\"feature-content-image\"><\/div><div class=\"feature-content-text\" style=\"height: 53px;\"><h2>Home Equity Lines of Credit (HELOCs)<\/h2><h3>A revolving line of credit you can draw on when you need it<\/h3><\/div><div class=\"feature-content-wysiwyg\">\n<ul class=\"wp-block-list\">\n<li>Tied to your home&#8217;s equity<\/li>\n\n\n\n<li>Don&#8217;t pay until you start to withdraw<\/li>\n\n\n\n<li>Use as much or as little of the HELOC as you like<\/li>\n\n\n\n<li>Enjoy a lower interest rate <\/li>\n\n\n\n<li>Great for consolidating high-interest debt<\/li>\n\n\n\n<li>Interest can be tax-deductible<\/li>\n<\/ul>\n<\/div><div class=\"feature-cta\"><a href=\"\"><\/a><\/div><\/div><\/div><\/div>\n\n\n\n<div style=\"width: calc(100% - 13.3333px);\" class=\"feature wp-block-ncr-standard-compare-item color-2\"><div class=\"feature-padding\"><div class=\"feature-image\"><\/div><div class=\"feature-content\"><div class=\"feature-content-image\"><\/div><div class=\"feature-content-text\" style=\"height: 53px;\"><h2>Personal Loans<\/h2><h3>A lump sum loan<\/h3><\/div><div class=\"feature-content-wysiwyg\">\n<ul class=\"wp-block-list\">\n<li>Payments are due as soon as the funds are dispersed<\/li>\n\n\n\n<li>You receive one lump sum with a fixed interest rate &#8211; great for those sticking to a budget!<\/li>\n\n\n\n<li>Predictable monthly payments<\/li>\n\n\n\n<li>Loan amount and rate are tied to your credit worthiness<\/li>\n<\/ul>\n<\/div><div class=\"feature-cta\"><a href=\"\"><\/a><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><\/p>\n\n\n\n<p>Whatever your goals, Noble has a loan option for every project and every budget. Apply today to get started!<\/p>\n\n\n      <div class=\"alignnone\">\n\t\t\t<a  class=' btn-1' href='https:\/\/app.loanspq.com\/he\/HomeEquityLoan.aspx?enc=Kw21Wblm1yxpjJabdoZaD2Ikp-oc5jki4uzEnbZvx5SpDO6o7XmX5zVG5ZGPZkvOmXokIO5BS9peqyfZ3hxYqg&#038;_ga=2.81619607.1820911867.1721663222-1729946267.1713916457' target='_self' rel='noopener noreferrer'>Apply Now<\/a>\n      <\/div>\n\t\t\t\n\n            <div class=\"band band-disclaimer \">\n                <div class='zone'>\n                    <div class='feature-wrap'>\n                        <div class='feature'>\n                            <div class='feature-padding'>\n                                <div class='featrure-content'>\n\n                    \t\t\t\t\n\n<p>*No fee offer is available for loan applications received by 7\/31\/26\u2014fees include application, processing, appraisal, and title fees. Amount available is dependent on many factors, including, but not limited to borrower\u2019s credit history. All loans are subject to approval. Other restrictions apply. Program rates, terms, and conditions are subject to change without notice.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>            \n<\/div>\n\t\t\t","protected":false},"excerpt":{"rendered":"Home Equity Lines of Credit A Home Equity Line of Credit (HELOC) is a flexible loan that uses the equity in your home as collateral. It works like a credit card\u2014you can borrow money as you need it, up to a set limit, and only pay interest on what you actually use. Unlike a traditional [&hellip;]","protected":false},"author":5,"featured_media":2943,"parent":38,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"class_list":["post-2917","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Home Equity Lines of Credit - Noble Credit Union<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Home Equity Lines of Credit - Noble Credit Union\" \/>\n<meta property=\"og:description\" content=\"Home Equity Lines of Credit A Home Equity Line of Credit (HELOC) is a flexible loan that uses the equity in your home as collateral. It works like a credit card\u2014you can borrow money as you need it, up to a set limit, and only pay interest on what you actually use. Unlike a traditional [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-lines-of-credit\/\" \/>\n<meta property=\"og:site_name\" content=\"Noble Credit Union\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-01T16:56:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.noblecu.com\/wph\/workarea\/wp-content\/uploads\/2025\/05\/iStock-1499111355-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2205\" \/>\n\t<meta property=\"og:image:height\" content=\"1360\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-lines-of-credit\/\",\"url\":\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-lines-of-credit\/\",\"name\":\"Home Equity Lines of Credit - Noble Credit Union\",\"isPartOf\":{\"@id\":\"https:\/\/www.noblecu.com\/wph\/workarea\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-lines-of-credit\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-lines-of-credit\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.noblecu.com\/wph\/workarea\/wp-content\/uploads\/2025\/05\/iStock-1499111355-1.jpg\",\"datePublished\":\"2025-05-20T23:37:40+00:00\",\"dateModified\":\"2026-06-01T16:56:54+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-lines-of-credit\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-lines-of-credit\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-lines-of-credit\/#primaryimage\",\"url\":\"https:\/\/www.noblecu.com\/wph\/workarea\/wp-content\/uploads\/2025\/05\/iStock-1499111355-1.jpg\",\"contentUrl\":\"https:\/\/www.noblecu.com\/wph\/workarea\/wp-content\/uploads\/2025\/05\/iStock-1499111355-1.jpg\",\"width\":2205,\"height\":1360,\"caption\":\"What a lovely place to call our home\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-lines-of-credit\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.noblecu.com\/wph\/workarea\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Credit Cards &#038; Loans\",\"item\":\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Home and Equity Loans\",\"item\":\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Home Equity Lines of Credit\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.noblecu.com\/wph\/workarea\/#website\",\"url\":\"https:\/\/www.noblecu.com\/wph\/workarea\/\",\"name\":\"Noble Credit Union\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.noblecu.com\/wph\/workarea\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Home Equity Lines of Credit - Noble Credit Union","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"Home Equity Lines of Credit - Noble Credit Union","og_description":"Home Equity Lines of Credit A Home Equity Line of Credit (HELOC) is a flexible loan that uses the equity in your home as collateral. It works like a credit card\u2014you can borrow money as you need it, up to a set limit, and only pay interest on what you actually use. Unlike a traditional [&hellip;]","og_url":"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-lines-of-credit\/","og_site_name":"Noble Credit Union","article_modified_time":"2026-06-01T16:56:54+00:00","og_image":[{"width":2205,"height":1360,"url":"https:\/\/www.noblecu.com\/wph\/workarea\/wp-content\/uploads\/2025\/05\/iStock-1499111355-1.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-lines-of-credit\/","url":"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-lines-of-credit\/","name":"Home Equity Lines of Credit - Noble Credit Union","isPartOf":{"@id":"https:\/\/www.noblecu.com\/wph\/workarea\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-lines-of-credit\/#primaryimage"},"image":{"@id":"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-lines-of-credit\/#primaryimage"},"thumbnailUrl":"https:\/\/www.noblecu.com\/wph\/workarea\/wp-content\/uploads\/2025\/05\/iStock-1499111355-1.jpg","datePublished":"2025-05-20T23:37:40+00:00","dateModified":"2026-06-01T16:56:54+00:00","breadcrumb":{"@id":"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-lines-of-credit\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-lines-of-credit\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-lines-of-credit\/#primaryimage","url":"https:\/\/www.noblecu.com\/wph\/workarea\/wp-content\/uploads\/2025\/05\/iStock-1499111355-1.jpg","contentUrl":"https:\/\/www.noblecu.com\/wph\/workarea\/wp-content\/uploads\/2025\/05\/iStock-1499111355-1.jpg","width":2205,"height":1360,"caption":"What a lovely place to call our home"},{"@type":"BreadcrumbList","@id":"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-lines-of-credit\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.noblecu.com\/wph\/workarea\/"},{"@type":"ListItem","position":2,"name":"Credit Cards &#038; Loans","item":"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/"},{"@type":"ListItem","position":3,"name":"Home and Equity Loans","item":"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/"},{"@type":"ListItem","position":4,"name":"Home Equity Lines of Credit"}]},{"@type":"WebSite","@id":"https:\/\/www.noblecu.com\/wph\/workarea\/#website","url":"https:\/\/www.noblecu.com\/wph\/workarea\/","name":"Noble Credit Union","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.noblecu.com\/wph\/workarea\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.noblecu.com\/wph\/workarea\/wp-json\/wp\/v2\/pages\/2917","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.noblecu.com\/wph\/workarea\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.noblecu.com\/wph\/workarea\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.noblecu.com\/wph\/workarea\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.noblecu.com\/wph\/workarea\/wp-json\/wp\/v2\/comments?post=2917"}],"version-history":[{"count":18,"href":"https:\/\/www.noblecu.com\/wph\/workarea\/wp-json\/wp\/v2\/pages\/2917\/revisions"}],"predecessor-version":[{"id":4229,"href":"https:\/\/www.noblecu.com\/wph\/workarea\/wp-json\/wp\/v2\/pages\/2917\/revisions\/4229"}],"up":[{"embeddable":true,"href":"https:\/\/www.noblecu.com\/wph\/workarea\/wp-json\/wp\/v2\/pages\/38"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.noblecu.com\/wph\/workarea\/wp-json\/wp\/v2\/media\/2943"}],"wp:attachment":[{"href":"https:\/\/www.noblecu.com\/wph\/workarea\/wp-json\/wp\/v2\/media?parent=2917"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}