{"id":156,"date":"2023-12-18T18:26:56","date_gmt":"2023-12-19T02:26:29","guid":{"rendered":"https:\/\/www.noblecu.com\/wph\/workarea\/?page_id=156"},"modified":"2025-07-01T20:06:04","modified_gmt":"2025-07-01T20:06:04","slug":"home-equity-loans","status":"publish","type":"page","link":"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-loans\/","title":{"rendered":"Home Equity Loans"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Home Equity Loans<\/h2>\n\n\n\n<p>You&#8217;ve been making consistent mortgage payments for years\u2014why not leverage that equity to your advantage? A home equity loan is a loan taken out against the equity you&#8217;ve accrued in your home, and is often used for anything from appliance purchases, to home projects like installing solar panels or putting in a pool, and everything in between! You&#8217;ve worked hard to invest in your home\u2014let a home equity loan make your dream project a reality.<\/p>\n\n\n      <div class=\"alignnone\">\n\t\t\t<a  class=' btn-1' href='https:\/\/app.loanspq.com\/he\/HomeEquityLoan.aspx?enc=Kw21Wblm1yxpjJabdoZaD2Ikp-oc5jki4uzEnbZvx5SpDO6o7XmX5zVG5ZGPZkvOmXokIO5BS9peqyfZ3hxYqg&#038;_ga=2.81619607.1820911867.1721663222-1729946267.1713916457' target='_self' rel='noopener noreferrer'>Apply Now<\/a>\n      <\/div>\n\t\t\t\n\n\n<h3 class=\"wp-block-heading\"><strong>Traditional Equity Loans vs. HELOCs<\/strong><\/h3>\n\n\n\n<p>Which is right for you? Whether you need a lump sum up front (traditional equity) or you need the flexibility to pull funds as you need it (HELOC), Noble offers competitive options for any project.&nbsp;&nbsp;<\/p>\n\n\n\n<p><div class=\"band band-compare-block \"><div class=\"zone zone-compare-block\"><div class=\"feature-wrap feature-wrap-compare-block resizer column qty-3 qty-on-1 is-layout-flex wp-container-ncr-standard-compare-is-layout-9d6595d7 wp-block-compare-is-layout-flex\">\n<div style=\"width: calc(100% - 13.3333px);\" class=\"feature wp-block-ncr-standard-compare-item color-3\"><div class=\"feature-padding\"><div class=\"feature-image\"><\/div><div class=\"feature-content\"><div class=\"feature-content-image\"><\/div><div class=\"feature-content-text\" style=\"height: 53px;\"><h2>Traditional Equity Loan<\/h2><h3>A lump sum with consistent payments <\/h3><\/div><div class=\"feature-content-wysiwyg\">\n<ul class=\"wp-block-list\">\n<li>Fixed-rate loan\u2014your monthly payment never changes&nbsp;<\/li>\n\n\n\n<li>Borrow the full amount you need and receive that lump sum right away&nbsp;<\/li>\n\n\n\n<li>Payments go toward the principal and the interest right away&nbsp;<\/li>\n\n\n\n<li>Great for when you know how much you need to borrow&nbsp;<\/li>\n<\/ul>\n<\/div><div class=\"feature-cta\"><a href=\"\"><\/a><\/div><\/div><\/div><\/div>\n\n\n\n<div style=\"width: calc(100% - 13.3333px);\" class=\"feature wp-block-ncr-standard-compare-item color-3\"><div class=\"feature-padding\"><div class=\"feature-image\"><\/div><div class=\"feature-content\"><div class=\"feature-content-image\"><\/div><div class=\"feature-content-text\" style=\"height: 53px;\"><h2>Home Equity Line of Credit (HELOC) <\/h2><h3>Pull funds when you need them <\/h3><\/div><div class=\"feature-content-wysiwyg\">\n<ul class=\"wp-block-list\">\n<li>Variable rate loan\u2014your monthly payments may change&nbsp;<\/li>\n\n\n\n<li>Within your approved limit, borrow as little or as much as you need, when you need it&nbsp;<\/li>\n\n\n\n<li>Pay only on the amount you borrow <\/li>\n\n\n\n<li>Great for those who want more flexibility in when and how much they borrow&nbsp;<\/li>\n<\/ul>\n<\/div><div class=\"feature-cta\"><a href=\"\"><\/a><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><\/p>\n\n\n\n<p>Whichever you decide, Noble is here to support you in the best decision for your financial future. If you have questions or would like more information, you can contact our equity specialists at 559-252-5000 option 2.<\/p>\n\n\n      <div class=\"alignnone\">\n\t\t\t<a  class=' btn-1' href='https:\/\/app.loanspq.com\/he\/HomeEquityLoan.aspx?enc=Kw21Wblm1yxpjJabdoZaD2Ikp-oc5jki4uzEnbZvx5SpDO6o7XmX5zVG5ZGPZkvOmXokIO5BS9peqyfZ3hxYqg&#038;_ga=2.81619607.1820911867.1721663222-1729946267.1713916457' target='_self' rel='noopener noreferrer'>Apply Now<\/a>\n      <\/div>\n\t\t\t\n\n\n<p><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>Interested but not yet a member? Apply for both and enjoy all the&nbsp;<a href=\"https:\/\/www.noblecu.com\/wph\/workarea\/join\/join-the-family\/become-a-member\/\">benefits of membership<\/a>&nbsp;with Noble Credit Union!<\/p>\n\n\n      <div class=\"alignnone\">\n\t\t\t<a  class=' btn-1' href='https:\/\/app.consumer.meridianlink.com\/he\/HomeEquityLoan.aspx?lenderref=Noblecu082918&#038;type=1&#038;branchid=b2cf08ff6d274c8bb5a6ee56dd8bc506' target='_blank' rel='noopener noreferrer'>Apply Now<\/a>\n      <\/div>\n\t\t\t","protected":false},"excerpt":{"rendered":"Home Equity Loans You&#8217;ve been making consistent mortgage payments for years\u2014why not leverage that equity to your advantage? A home equity loan is a loan taken out against the equity you&#8217;ve accrued in your home, and is often used for anything from appliance purchases, to home projects like installing solar panels or putting in a [&hellip;]","protected":false},"author":5,"featured_media":1558,"parent":38,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"class_list":["post-156","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Home Equity Loans<\/title>\n<meta name=\"description\" content=\"Noble&#039;s home equity loan options offer larger loan limits, longer loan terms, and more generous amounts of equity you can borrow (loan to value) than you&#039;ll find at other institutions.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Home Equity Loans\" \/>\n<meta property=\"og:description\" content=\"Noble&#039;s home equity loan options offer larger loan limits, longer loan terms, and more generous amounts of equity you can borrow (loan to value) than you&#039;ll find at other institutions.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-loans\/\" \/>\n<meta property=\"og:site_name\" content=\"Noble Credit Union\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-01T20:06:04+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.noblecu.com\/wph\/workarea\/wp-content\/uploads\/2024\/07\/iStock-1146259007-e1721866587346.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1253\" \/>\n\t<meta property=\"og:image:height\" content=\"718\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-loans\/\",\"url\":\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-loans\/\",\"name\":\"Home Equity Loans\",\"isPartOf\":{\"@id\":\"https:\/\/www.noblecu.com\/wph\/workarea\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-loans\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-loans\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.noblecu.com\/wph\/workarea\/wp-content\/uploads\/2024\/07\/iStock-1146259007-e1721866587346.jpg\",\"datePublished\":\"2023-12-19T02:26:29+00:00\",\"dateModified\":\"2025-07-01T20:06:04+00:00\",\"description\":\"Noble's home equity loan options offer larger loan limits, longer loan terms, and more generous amounts of equity you can borrow (loan to value) than you'll find at other institutions.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-loans\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-loans\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-loans\/#primaryimage\",\"url\":\"https:\/\/www.noblecu.com\/wph\/workarea\/wp-content\/uploads\/2024\/07\/iStock-1146259007-e1721866587346.jpg\",\"contentUrl\":\"https:\/\/www.noblecu.com\/wph\/workarea\/wp-content\/uploads\/2024\/07\/iStock-1146259007-e1721866587346.jpg\",\"width\":1253,\"height\":718,\"caption\":\"Portrait of a loving couple at home improvement choosing a color to paint their house and holding a palette - decoration concepts\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.noblecu.com\/wph\/workarea\/credit-cards-and-loans\/home-equity-loans\/home-equity-loans\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.noblecu.com\/wph\/workarea\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Credit Cards &#038; 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