MyRewards VISA

Visa® Credit Cards

Double and Triple Rewards points!

Now through the end of the year all MyRewards Visa cardholders are receiving DOUBLE POINTS* on all of their Visa card purchases. As an even bigger bonus, all MyRewards cardholders will get TRIPLE POINTS* on all purchases Thanksgiving weekend through Cyber Monday! If you don’t have the card that gives you the most rewards points in the industry...we have the Visa credit card for you!

Check out the variety of cards we can offer you, all at some of the lowest rates in the industry:

Interest Rates and Interest Charges
  Loyalty Rewards Visa MyRewards Visa Share Secured Visa
Annual Percentage Rate
(APR) for Purchases
8.90% to 18.00%
based on your credit worthiness
9.90% to 18.00%
based on your credit worthiness
13.99% to 17.99%
based on your credit worthiness
APR for Balance Transfers 8.90% to 18.00%
based on your credit worthiness
9.90% to 18.00%
based on your credit worthiness
13.99% to 17.99%
based on your credit worthiness
APR for Cash Advances 8.90% to 18.00%
based on your credit worthiness
9.90% to 18.00%
based on your credit worthiness
13.99% to 17.99%
based on your credit worthiness
Penalty APR and When it Applies None
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle.  We will not charge you any interest on purchases if you pay your entire balance by the due date of each month.  We will begin charging interest on cash advances and balance transfers on the transaction date.
Minimum Interest Charge None
For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protections Bureau at: http://www.consumerfinance.gov/learnmore.
Fees
Annual Fee None
Transaction Fee  
Balance Transfer None
Cash Advance None
Foreign Transaction Up to 1% of the transaction amount
Penalty Fees  
Late Payment 5% (minimum $20.00, maximum $30.00) of the scheduled payment if not paid within 5 days of the payment due date.
Over-the-Credit Limit $20.00 each month your balance exceeds your credit limit by $200.00 for 10%, whichever is less
Returned Payment $25.00

A full VISA disclosure will be sent to you upon approval.
* APR-Annual Percentage Rate
** We will give you the best possible rate based upon your qualifications.
Loyalty Rewards Visa available for members who have been with the Credit Union for 20+ years.

*Double points earned on purchases applied to the card November 1, 2018- December 31, 2018, Triple points earned on purchases applied to the card November 22 – 26, 2018.

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