MyRewards VISA

Visa® Credit Cards


Balance Transfer?

How easy is it to transfer your balance from a high rate credit card to your Noble Credit Union Visa card?  This easy:

  1. Go into your online banking account and make the transfer from your available Visa balance to your checking in the amount you need. Then just pay off that other bill!
  2. The next time you’re in a branch ask a credit union representative to transfer the needed funds from your available Visa balance to your checking! Then just pay off that other bill!
  3. Call 559-252-5000 and request a transfer from your available Visa balance to your checking.  Then just pay off that other bill!

*Interest will begin accruing from the time of the balance transfer.  The amount transferred must be available on your Visa credit card. It is your responsibility to transfer the necessary funds and pay off the debt.

Protect your Noble Credit Union credit cards with CardValet!
CardValet lets you manage when and where your card is used and most importantly will help prevent fraud on your card.  Here's how it works:

  1. Download the CardValet app from the Apple or Google app stores
  2. Enter our card information and set up a username and password
  3. Set your preferences and alerts and you are all set!

CardValet also gives you the ability to turn your card on and off.  When you are not using it, put it in 'Off' mode and stop anyone, even fraudsters, from using your card.  When you're ready to use it, just switch it to 'on' and the card is ready for your use.  We also encourage you to set up alerts so you are notified each time your card is used.

MyRewards Visa Credit Card

Features a rate as low as 9.9% APR*

Every time you use your VISA MyRewards card, your purchases turn into cash, airline tickets, hotel discounts and brand-name gifts - that's because you earn one point for every dollar spent on retail purchases.

  • Earn valuable points with every purchase for cash, worldwide travel and gift certificates at hundreds of stores
  • Earn bonus points throughout the year
  • Simple online redemption of points through our UChoose* Rewards partner

For more information please click here.

Here are just a few examples of what your UChoose Rewards points can earn you, in addition to cash back:

Travel Rewards Gift Cards Merchandise Rewards
Round trip airfare tickets to anywhere in the 48 contiguous United States Starbucks® Bose Quiet Comfort 15® Headphones
Hotel nights at major cities available at the Sheraton, Ritz Carlton®, Fairmont®, and the Marriott® Best Buy Sony® CD/AM/FM Stereo Clock Radio with iPhone and iPod dock
  Pottery Barn  
Avis Car Rentals Macy's KitchenAid® stand mixer
Event Tickets for theater, sports and concerts Regal Entertainment Fitbit® - Flex Wireless Activity & Sleep Tracker Wristband

uChoose rewards image

The catalogue of items available to shop from changes frequently.  Items listed above are for example purposes only and may not be available at the time of redemption.  All items in the catalogue are subject to change.

Share Secured VISA

Get all the perks of a Visa Credit Card with a Share Secured Visa, secured by your savings account. The Share Secured Visa is a great way to build or rebuild credit.

Interest Rates and Interest Charges
  Loyalty Rewards Visa MyRewards Visa Share Secured Visa
Annual Percentage Rate
(APR) for Purchases
8.90% to 18.00%
based on your credit worthiness
9.90% to 18.00%
based on your credit worthiness
13.99% to 17.99%
based on your credit worthiness
APR for Balance Transfers 8.90% to 18.00%
based on your credit worthiness
9.90% to 18.00%
based on your credit worthiness
13.99% to 17.99%
based on your credit worthiness
APR for Cash Advances 8.90% to 18.00%
based on your credit worthiness
9.90% to 18.00%
based on your credit worthiness
13.99% to 17.99%
based on your credit worthiness
Penalty APR and When it Applies None
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle.  We will not charge you any interest on purchases if you pay your entire balance by the due date of each month.  We will begin charging interest on cash advances and balance transfers on the transaction date.
Minimum Interest Charge None
For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protections Bureau at:
Annual Fee None
Transaction Fee  
Balance Transfer None
Cash Advance None
Foreign Transaction Up to 1% of the transaction amount
Penalty Fees  
Late Payment 5% (minimum $20.00, maximum $30.00) of the scheduled payment if not paid within 5 days of the payment due date.
Over-the-Credit Limit $20.00 each month your balance exceeds your credit limit by $200.00 for 10%, whichever is less
Returned Payment $25.00

A full VISA disclosure will be sent to you upon approval.
* APR-Annual Percentage Rate
** We will give you the best possible rate based upon your qualifications.
Loyalty Rewards Visa available for members who have been with the Credit Union for 20+ years.