Checking Account Courtesy Pay
The Overdraft Protection option covers your transactions in the instance there are not enough funds in your checking account. Instead of automatically returning any non-sufficient funds items that you may have, we will consider, as a discretionary courtesy, and not as an obligation on our part, approving your reasonable overdrafts to a $500 overdraft (negative) balance.
For more information about how Courtesy Pay works, please visit the Courtesy Pay Q&A page.
Overdraft Line of Protection
Prevent costly fees assessed by merchants for returned checks with Overdraft Protection that draws money from your established line of credit, you get peace of mind that your transactions will be covered (up to your available limit).