Looking for a truly free checking account that's free of monthly fees, free of balance or usage requirements, free 24/7/365?  You've come to the right place.

Dare to Compare Your Credit Union to ANY Bank

   Compare            Monthly    Fee Free ATMs
Total Cost Per Year
for your Checking
 Balance to
Avoid Fee
Minimum Opening
Deposit Requirement
Noble CU FREE 30,000+ $0 $0 Whatever you want
Bank of America
Advantage Plus Banking

$12 per month 16,000 $144 $1,500 $100
Wells Fargo
Everyday Checking
$10 per month 13,000 $120 $1,500 $25
Total Checking
$10 per month 16,000 $120 $1,500 $25

What You Get:

No monthly service fee Free access to over 30,000 ATMs across the country*
No monthly debit card usage fees Free cash back at retailers nationwide 
No per check fees Free online banking and Bill Pay
No minimum balance requirements Free mobile check deposit
No minimum number of transaction requirements Free online statements
*(at all 7-11 stores and nearly every credit union through the Co-OP Network)


1 Data obtained from on 3/6/19; subject to change.  Bank of America monthly fee is waived if a minimum daily balance of $1,500 is maintained or with at least one qualifying direct deposit of $250. 
2 Data obtained from on 3/6/19; subject to change.  Wells Fargo Everyday Checking fee waived if minimum daily balance of  $1,500 or with a qualifying direct deposit totaling $500 or more or 10 or more posted debit card transactions.  See for more details. 
3 Data obtained from on 3/6/2019; subject to change.  Chase Total CheckingSM  fee waived if you maintain a minimum daily balance of $1,500 or average daily balance exceeds $5,000 in linked accounts, or direct deposit totaling $500 or more on the account.  Overdraft Protection Fee will not be charged if the ending account balance, before any Overdraft Protection transfers are made, is overdrawn by $5 or less.