Dare to Compare
Your Credit Union to ANY Bank
|Compare||Monthly Fee||Free ATMs
|Total Cost Per Year
for your Checking
|Min Balance to Avoid Fee|
|Bank of America
|$12 per month||18,000||$144||$1,500|
|$10 per month||12,228||$120||$1,500|
|$10 per month||20,000||$120||$5,000|
What You Get:
|No monthly service fee||Free online banking|
|No monthly debit card usage fees||Free online Bill Pay (with e.Checking)|
|No per check fees||Free mobile account access with Bill Pay|
|No minimum balance requirements||Free online statements|
|No minimum number of transaction requirements||Free Direct Deposit|
|Free access to over 30,000 ATMs across the country (at all 7-11 stores and nearly every credit union through the Co-OP Network)||Free cash back at retailers nationwide - anywhere VISA is accepted (with an e.Checking account)|
The e.Checking account entitles you to free unlimited online bill pay and online monthly statements. This is the perfect checking account for people who prefer to transact online. The e.Checking account also allows you to get cash back with your debit card at retailers nationwide (everywhere VISA is accepted) without being charged a transaction or monthly fee from your credit union.
A Courtesy Checking account that earns interest with a minimum daily balance of only $250.00. This account incurs a monthly Bill Pay fee (if applicable) and a small fee per debit card transaction.
1 Data obtained from bankofamerica.com on 10/10/2014; subject to change. Bank of America (Core Checking) monthly fee is waived if an average daily balance of $1,500 is maintained or direct deposit is on the account.
2 Data obtained from wellsfargo.com on 10/10/2014; subject to change. Wells Fargo (ValueSM Checking) fee waived if average daily balance exceeds $1,500 or direct deposit is on the account. See wellsfargo.com for more details.
3 Data obtained from chase.com on 10/10/2014; subject to change. Chase Total CheckingSM fee waived if minimum daily balance exceeds $1,500 or average daily balance exceeds $5,000 in linked accounts, or direct deposit in the amount of $500 or more on the account. Overdraft Protection Fee will not be charged if the ending account balance, before any Overdraft Protection transfers are made is are made, is overdrawn by $5 or less.