Loan Rates

June 23, 2017

*APR = Annual Percentage Rate.  Rates are stated as low as 1.99%APR at time of listing.  As low as rate is based on credit and includes a .50% discount for automatic payment from a Fresno County Federal Credit Union checking account.  Discount not valid with any other rate discount.  Best rate is not available for refinancing existing FCFCU loans.  Subject to credit approval.  Actual rate will be based on upon borrower's credit history, loan term and other factors.  Min loan amount for up to 72 months is $10k; up to 84 months is $15k; max is $100k.  Estimated monthly payment based on the 1.99% APR for 60 months is $18 per $1k borrowed.  We will give you the best rate possible.   

The “As low as” rate quoted for auto loans is based on the model year, credit history and term and .50% discount for automatic payment from a Fresno County Federal Credit Union checking account.

**The MyRewards Loyalty Visa Credit Card is offered to members who have been a member of the credit union for at least 20 years.

For Equity Premium Line Variable Rate Line of Credit loans, there is a 10 year draw period and a repayment period of up to 180 months.

General information:  Rates are subject to change without notice.  If you have any questions, please call the credit union at (559) 252-5000 or (800) 613-2328.  To apply for a loan, you can apply over the phone, fax your loan application to (559) 437-2175 or complete the online application.