Mortgage & Equity
Looking to make home improvements? Now you can and save! Now through the end of the year, we'll waive the fees on all of the home improvement and equity loans listed below. That means no application fee, no title fee, no flood certificate fee, no appraisal fee, no credit report fee, you get the point! But hurry, this offer lasts only until December 31, 2007!
Traditional Home Equity Loan
The Traditional Home Equity Loan, let's you decide what to do with the equity in your home. Use it for home improvement, vacations, tuition, debt consolidation, you name it! You'll received the funds up front and enjoy a low, fixed rate with budget friendly fixed monthly payments. Interest may be tax deductible**
Secured Home Improvement Loan
Making home improvements increases your home's value, and using a licensed contractor to do the work ensures it will be high quality. With this loan, the checks will be made out to your contractor; however, you control distribution of the checks to ensure the work promised is delivered to your satisfaction. This is a new loan that allows you to borrow up to the full amount of equity in your home. You can also use the funds for new appliances! Interest may be tax deductible.**
Home Equity Line of Credit
Don't know exactly how much you need? The variable-rate HELOC gives you the flexibility of using only the amount of funds you need, as you need, as you need them, via checks or transfers. Use the funds to spruce up your home, take a vacation, anything! Best of all, you'll have the security of knowing you have an emergency fund, just in case. Interest may be tax deductible.**
Unsecured Home Improvement Loan
No equity in your home? No problem! You can still make those home improvements you've been dreaming of with our Unsecured Home Improvement Loan option. Like the Secured Home Improvement Loan, we will make the checks out to your licensed contractor for your home projects; however, you will have full control of distribution of the checks to ensure you are satisfied with the work.